RSU & ESPP tax calculator

It opens on a worked example. Change any figure to make it yours, or clear it and start from scratch.

  1. Your data
  2. Results
  3. PDF summary

Step 1: Your data

Plan qualification:

Not sure which one? Leave it on A. The table below shows both scenarios either way.

Which one applies to me?

Polish law (art. 24 ust. 11 ustawy o PIT) defers all taxation to the moment of sale if your equity plan is a qualifying "program motywacyjny": the plan is based on shares of a joint-stock company (spółka akcyjna or its foreign equivalent, e.g. a US Inc.) that is your employer or its parent, and it was established by a resolution of the general shareholders meeting (uchwała walnego zgromadzenia). RSU plans of US public companies typically qualify — but check your plan documents or ask your tax advisor. If the plan qualifies (scenario A), you pay nothing at vesting and 19% on the full gain at sale. If it does not (scenario B), the value at vesting is taxed as regular employment-scale income (12%/32%) and the sale is taxed at 19% on top of the vest-date value. Both scenarios are always shown side by side so you can compare.

RSU vests

No rows yet — click "Add row".

ESPP purchases

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Sales

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Dividends

No rows yet — click "Add row".

Data is saved locally in your browser (localStorage).

Step 2: Results for 2025

Enter at least one vest, purchase, sale or dividend to see results.